Southwestern-style home facade in Las Vegas, Nevada, at sunset

Find your home
and finance it with
the same person.

Home Choice brings real estate and mortgage financing together in Las Vegas under one roof: first we review your range, then we search for the home. If you are ready to buy, or want to estimate your monthly payment, you start with the same person. In English or Spanish.

Schedule a consultation Estimate my monthly payment

34 years of experience Dual license · real estate and mortgage Service in English and Spanish Real estate license · Nevada

Portfolio

Real properties, with the numbers visible.

Price, square footage, and terms checked against the MLS listing. You can review the available properties and, if you want to understand financing before choosing, read the guide on documents for requesting financing.

Other available properties

See all properties

The difference

Most agents send you to the bank. Here, you do not have to leave.

Very few real estate agents hold both licenses. That is why the process does not break in the middle.

With a typical agent

You search for a home first, fall in love with one, and only then go to the bank. If the loan does not work, you start over. The agent does not control that part and cannot anticipate much for you.

With Home Choice

First your financial situation is organized and you know the range where you may realistically buy. Then the search begins. The same person holds both sides and tells you what he sees.

Dual license Real estate and mortgage financing, under the same professional responsibility. Real estate + mortgage

Calculator

What you actually pay each month.

Not just the loan payment. Taxes, insurance, and if your down payment is below 20%, PMI, change the final number. Move three values and the breakdown recalculates.

Property price $480,000 Down payment 10% · $48,000 With less than 20% down, PMI is added to the monthly payment. Some programs may start at 3%, and some may start at 0%, subject to lender, program, and full review.

Loan term

Does the property have HOA?

Monthly HOA fee $0

Estimated monthly payment

$3,332

Financed amount $432,000 · 360 payments

Principal and interest—

Property taxes—

Home insurance—

PMI down < 20%—

HOA—

With 20% down, PMI is removed and the estimated payment drops by $509 per month.

Educational estimate. This is not a credit offer or an approval. Tax and insurance are estimated as annual percentages of the price; PMI is estimated as an annual percentage of the financed amount and only while the down payment is below 20%. Final values depend on the lender, insurer, and county.

Review my real case

How we work

Three steps, in this order.

The order matters: searching before knowing what you may be able to pay is the fastest way to waste time and get attached to the wrong property.

We talk

Goal, income, credit, down payment, and timing. One conversation, with no obligation and no paperwork yet.

We prequalify

Your situation is organized and you know the realistic range where you may be able to buy. It is not an approval: it is a reference point for a serious search.

We search

Only then do we look at properties, the ones that fit your range and your conditions, with the numbers for each one visible.

Property owners outside the United States

If you own property here and no longer live in the country.

Selling from another country is possible, but it requires coordination: documentation, representation, remote closing, and tax withholding questions. It should be planned ahead, not close to the closing date.

Review my situation

This information is general and does not replace legal or tax advice. Each case is evaluated with the appropriate professionals.

Sale and coordination from another country

Without needing to travel for every stage of the process.

Documentation, ITIN, and remote closing

What is needed and in what order to obtain it.

Taxes and withholding

General information about what may be withheld in a sale and why.

Reinvesting capital

What options may exist after the sale is completed.

Direct service

Real estate and financing in Las Vegas, with one person responsible for explaining the process and the numbers.

Tony Lucero

Real estate and financing broker · Lic. 37225

Who we are

Thirty-four years in the same market.

There is no call center here and no assistant handing you off. You work with the same person who will handle your transaction from beginning to end, and he tells you what he sees before you sign.

1992

First license. Las Vegas was a city of 800 thousand people.

2008

The crisis. Reading a market when everyone is selling at the same time.

2015

Second license: financing under the same roof.

2026

Bilingual service for people who need to understand before signing.

Let's talk

The first conversation
costs nothing.

Tell us where you are: buying, selling, refinancing, or simply trying to understand whether the numbers work. We respond in English or Spanish, and we tell you what we see, even if the answer is "not yet."

Schedule a free consultation

WhatsApp: +1 702 321 4190
Phone: +1 702 321 4190
Area: Las Vegas and North Las Vegas, Nevada
Languages: Spanish · English